6355840185_8e1c4d8f11

Money Saving Advice – Sixteen Ways to Save Money on Your Gas and Electricity Bills

We have just had the worst snow in twenty years last month which brought some parts of the UK to its knees. The Bank of England is trying to control deflation by reducing interest rate to one percent and still the prices for certain imported foods and energy costs are rising. Everybody is now feeling the fallout of the credit crunch and the recession is starting to take victims. Last month I noticed the biggest jump in my gas and electricity costs so I called my provider. They informed me that the costs were about right for the size of house although my gas was a bit high. My Gas and Electricity bill had jumped to £282 per month. (Ouch!)

Am I being mugged by my utility provider?

It certainly feels as if I am being mugged by my utility provider and the gas and electricity that is being supplied to my home is providing free gas and electricity to the rest of the homes on our development. At least Dick Turpin wore a mask when he was robbing the public. So faced with increasing utility costs I put on my money saving expert hat and started to investigate how I could reduce my gas and electricity costs.

Government Grants website

You could use the Government Grants website which provides a source of information for UK grants for gas central heating, loft insulation and cavity wall insulation. Government grants from 40% to 70% are available to homeowners and tenants for loft and cavity wall insulation. These grants are funded by the utility companies and are non-refundable. These grants will not be around forever and once the funding that has been allocated is exhausted they will finish. They also offer a solar heating grant of £400 towards the cost of installation of solar panels which cost around £4,000 depending on the size of your home. If you do not meet their eligibility criteria for free insulation, then grants from around 50% are available for loft insulation and cavity wall insulation, so you can still achieve a massive saving on the normal cost.

The Governments’ Energy Saving Trust Website

I also discovered that there were grants available to help us implement energy saving measures and help reduce our carbon foot print. The Governments’ Energy Saving Trust website provides grants and they have a wonderful search tool to help you find grants or offers that are available for you in your area. All you need do is complete the questions asked on their search for grants and offers page. You will then be presented with a list of providers offering discounted prices or grants in your area. This is a brilliant site and is packed with great advice and help for saving energy, saving money and reducing your carbon dioxide emissions from your home.

What Savings can I expect from loft and cavity wall insulation

Our homes lose 35% of their heating through the walls and 25% through the roof. At the Governments Energy Saving Trust website they have an Energy Saving House where they show you a full range of energy saving measures. For example by insulating the loft and having cavity wall insulation with a grant you could reduce you’re heating bills by around £365 a year and reduce your home’s carbon dioxide emissions by up to 1.5 tonnes.

You can complete their online Energy Savers report which allows you to understand your homes energy efficiency performance to reduce your energy use and how to save money. The average cost seems to be between £225 to £249 for either cavity wall insulation or loft insulation depending on the size of your home. Although I did find that B&Q the DIY store was charging £199 for either cavity wall insulation or loft insulation depending on the size of your home. If you are over 70 years old you can receive loft insulation and cavity wall insulation for free from the Energy Saving Trust or the Government Grants website.

Old central heating boilers are inefficient

Changing you’re a central heating boiler that is over ten years old will reduce your gas bill as it is thought that these older central heating unit are only 70% efficient. This means that for every £1 of gas that you buy your old unit wastes 30pence of the money you pay for your gas. Add some heating controls taps to your central heating radiators and they could help save you a further 17% of your heating bill when fitted with a condensing boiler along with an upgraded heating control and you could be looking at a total saving of as much as 40% of your heating bill providing a saving of £275 a year depending on the size of your home.

Sixteen ways to save money on your monthly utility bill

To summarize here is a list solutions and other money saving tips that are available to help you reduce your gas and electricity bill. The grants and discounts available will vary according to the size of your home, your location, your annual income and your age.

1. Grants for gas central heating depends on age and benefits being claimed
2. Grants and discounts for loft insulation from £199
3. Grants and discounts for cavity wall insulation from £199
4. Grant of £400 towards the installation of Solar panels
5. Replace existing light bulbs with Energy Saving Lightbulbs, they cost around £2 per bulb and you could expect to save around £45 before it needs replacing. These bulbs use 80% less electricity and will last ten times longer than a standard light bulb. Count the number of bulbs you need and see the savings.
6. Update your Central heating unit if older then 10 years. Consider either a condensing boiler along with an upgraded heating control unit or replace it with a Combi Boiler as this will do away with a conventional hot-water storage cylinder and water tanks in the loft. Costs from £2,000
7. Add heating controls tap to all your radiators, they cost from £7.99 each
8. Switch Utility providers for a better deal.
9. Switch your gas and electricity providers to a duel fuel provider if you have not already done this for further savings, save around £115
10. Pay your utility bills monthly by direct debit for a further discount from your provider.
11. Switch to an online account with your utility provider. You can now read your gas and electricity meters monthly and update the information for an accurate bill. This will prevent over billing from estimated assessments of your usage.
12. If you are on a coin operated meter for your gas and electricity then consider switching as you are paying a premium for this facility.
13. Switch off all light switches and plugs when the appliances are not in use.
14. An estimated £910 million is wasted in the UK every year by people leaving televisions, computers, TV set-top boxes and radios on standby.
15. Use a timer to turn your central heating on and off as required.
16. Consider switching to Energy Saving Recommended household appliances as they could cut your energy consumption by up to a third compared to your old appliance. Obviously only do this as you replace broken or old appliances.

For further ways of reducing your gas and utility bill then you should visit the Energy Saving Trust website where you will find a mountain of further money saving ideas and help.

Anyone can reduce their Gas and Electricity bills

Anyone can reduce their Gas and Electricity bills by at least 20% following the sixteen ways to save money listed above. Unfortunately, like most things you need to spend some money to save money; but the rewards will return each month. By implementing a few of these money saving tips at home you will certain reduce your gas and electricity bills in the future and save money. You’re thinking I cannot afford to make all these changes. Start with the changes that cost the least and then work your way through the list above. Remember by making these changes you will not only save money each month but you will be helping our planet HOME by reducing your carbon dioxide emissions.

Contributing author Mark Aucamp has been providing Talk Money Blog with regular Money Saving Advice advice and comments. Mark has extensive experience in providing Debt Management, Quick Mortgage Advice and solutions. He is recognised as an authority in the field of debt management and mortgage advice. Find out how to clear your credit card debts legally!

Save Money
money saving
Image by 401(K) 2013
Saving Money

I am the designer for 401kcalculator.org. I have put all these images in the public domain and welcome anyone to use them however please credit our site as the source if you do: 401kcalculator.org

More Money Saving Articles

14207927454_2d53ac8a02

Where to Look For Money Saving Coupons

These days it is getting harder and harder to make ends meet and many individuals are looking for ways to save money on those things that they can. Some individuals choose to go to club type grocery stores, some individuals sign up for savings clubs at their normal grocers, others cut out certain items that are unnecessary, and others cut coupons in order to save money. And what is great about cutting coupons is that you can find them in many other places these days in addition to the traditional Sunday paper coupons. Some individuals feel that they can save more money buying store brand products than they can using coupons to buy national products but this is not always the case. Just a quick search online and you will find numerous coupon mavens that save so much they end up not even paying for their groceries and in some cases even get money back in the end. Even have you have not been hit to hard by the bad economy surely you can appreciate saving some money. Use the extra money to buy yourself something special, to save for the future, or to go on a family vacation. Whatever you decide to use the money for there is no denying that it feels good to have a little extra stashed away.

The obvious place to look for money saving coupons is in the coupon section of your Sunday paper. Often there are a great amount of useful coupons for the things that you use the most everyday. What’s even better about these coupons is that they often coincide with those things that are on sale at your local grocery store. If you go through the ads and plan ahead to buy the things where they are the cheapest and then use coupons as well you can save a considerable amount on certain products.

Another great place to look for coupons these days is at your local grocery store. Some grocery stores put coupons in their ads while others these days have coupon machines right in their stores. Usually these require a club card that you scan and the machine will print out money saving coupons. You should check with you local grocery stores to see if they have such programs available. Clubs are usually free and offer additional in-store savings as well.

Finally, another great place to search for coupons, one that is fairly new, is the internet. There are numerous sites that specialize in making different coupons available to those that wish to save money. Coupon Mom is one site that can help you find money saving coupons as well as sites such as Coupons.com, Smartsource, and Eversave. What’s great about finding coupons at these sites is that you can usually use them in addition to your store coupons and your Sunday paper coupons. This means big savings on certain items and more money in your pocket.

The economy may be bad right now but one way to offset that is to save more money. Coupons are a great way to do this and may have you saving more than you would expect.

Mitch Gleason has been a business writer for the past 15 years contributing to many business periodicals. Read some of his articles about Manifest Happiness. For more article and resource, visit Manifest Happiness site

Dead computer *sob*
money saving
Image by Leda Carter
As you can tell from the laptop photo, my desktop after struggling for a few weeks has finally died *sobs*
I will have to take a break from any real photography until I save enough money to build a new machine again. Sad sad face.

Horns: iBi
Hair: Zibska
Lashes: Tableau Vivant
Eye shadow: Zibska
Earrings: Mandala
Collar: Zibska
Skin: Glam Affair

We’ve put together 7 awesome money saving tips that can save you a ton of money this year… Reduce your bills, conserve water, make your own house cleanser and more!
Check out Opinion Outpost: http://goo.gl/W6hlxW

This video was sponsored by Opinion Outpost, you can earn cash, gift cards, and more for your opinions.

Here is a list of items we will be covering today:
1. Vacuum sealing your food using water
2. Using a screw as a battery replacement
3. Reducing your water bill
4. Cut your Internet bill in half!
5. Make your own Febreze
6. Make a natural, Eco-friendly home cleanser
7. Reducing your power bill significantly!

Thanks for watching!

-Social Media-
http://facebook.com/HackThePlanet
http://twitter.com/HouseholdHacker

-~-~~-~~~-~~-~-
Check out our latest video: 10 Amazing Hot Glue Life Hacks You Should Try

-~-~~-~~~-~~-~-
Video Rating: / 5

Related Money Saving Articles

24102776870_f37076d07d

Money Saving Tips For The Office – An Incredible Short Cut!

It is evident that running a business may require a huge reservoir of capital. Expenses towards your office products and other services may be very high and may also influence you bank account significantly. Hence, it is important to follow money saving tips for the office in order to save considerable amount of money.

What would be the optimal starting point?

One can easily save money at office by lowering down the expenses towards equipments. It is wise to re-use existing articles rather than purchasing new stock. But in case you do not have any, try buying at the lowest possible price.

What is the most critical mistake made by all?

It is not necessary to buy attractive office utilities as these are normally expensive. This is especially true when you are facing a lack of finance. Just check what you have and then buy the equipments and furniture from used or second hand shops.

What would be here another killer tip for you?

Even using all-in-one equipment machines can be a great budgeting tip for smaller offices. A machine combining a copier, printer, and scanner is great both for saving the space, as well as the cost.

What is the most recent concept of cost effective office arrangement?

Creating a homely atmosphere at the office is the new trend among office folks. A large number of big offices employ the service of stocking coffee items on weekly or daily bases. In this manner, I have a budgeting help idea for you. Indeed, you should buy the office supplies and make coffee to save significantly.

In this context, rather than heading straight to office supplies store, try going to the mainstream stores. Although collections found at these stores are not that many, the rate is far less. Even computer papers can prove to be costly. Try using as little paper as possible by not printing each and every email.

Have you considered saving money on utilities?

Auditing will also help you in determining your budget. In addition, it enables you to save money. You can either put on water saving units, window tinting, hand dryers instead of paper towels.

Here are some other hidden tips that you should know!

Other budgeting tips include, but are not limited to trying online mailing facility. Indeed, they permit to print the postage as well as envelops for the same price of postage and a little service fee.

One of the important saving money tips is to evaluate and compare the deals that you got from different vendors. The World Wide Web can be the best source to research as well as compare prices easily.

By implementing these money saving tips, you can manage the office within the budget you have set aside of the purpose. This will give you more money on hand to manage other expenses efficiently.

There are many American debt solutions that one can consider in times of financial distress. Learn more about them so you can pick the credit debt solution that is right for you.

PIRINEOS – ANDORRA – PYRENEES
money saving
Image by Miquel Fabré
In a normal year, this photograph would be completely white, with high snow and white everywhere. But it has not rained for months or snows in the Pyrenees.
The little visible snow, is the rest of a small snow, unable to cover these rocky mountains over 2000 m.
I was looking for snow but I cannot found. That was all.
I made the picture from the side of the tunnel through the Pyrenees to "El Pas de la Casa", French border. This tunnel of payment, saves you pass through the mountains with walls of snow of three or four meters high.
This year, they will not get any money.
I consider myself a geographical ignorant, so I do not know the name of the mountains that are seen, but I think we are very close to Grau Roig that would remain a little more to the right.
Even with little snow, this landscape, I love it.

——————————————————————————-

En un año normal, esta fotografía seria completamente blanca, con nieve alta y blanca por todas partes. Pero hace meses que no llueve ni nieva en el Pirineo.
La poca nieve visible es el resto de alguna pequeñas nevada incapaz de cubrir las rocosas montañas de más de 2000.
Buscaba la nieve, pero no la encontré. Esto fue todo.
La hice desde las cercanías del túnel que atraviesa los Pirineos hasta El Pas de la Casa, frontera francesa. Este túnel de pago te ahorra pasar por la montaña con paredes de nieve de tres o cuatro metros.
Este año, ni para pipas.
Me considero un ignorante geográfico, por lo no sé el nombre de los montes que se ven, pero creo este paisaje, que están muy cerca del Grau Roig que quedaría algo mas a la derecha.
Aun con poca nieve, este paisaje, me encanta.

The Instant Pot We Use
http://amzn.to/1INltWm

Not losing weight on a plant-based diet? Find out why here:

Weight Loss Cheat Sheet

My Best Plant-Based Recipes for Weight Loss

Ebooks

Got a question for me? #AskDman
http://askdman.tumblr.com

Website
http://www.rawtillwhenever.com

Hannah’s YouTube Channel
https://www.youtube.com/user/Rawkaholics

Instagram
http://www.instagram.com/unconventionalliving

Find More Money Saving Articles

3880212620_030268de6e

Getting Relief from Debt and Saving Money

There are so many people that ask how they can save more money when trying to pay off their debts and in a majority of cases the masses believe that it is as simple as reducing the amount that they spend down to below the level of that which they pay off from the debt each month. In most cases they do not see that they are not paying off as much as is possible for them.

And now for the money saving part of this, how many times a day do you put your hand in your pocket and pay for something without thinking about how much it costs? For example your morning coffee from Starbucks, a chocolate bar on the way home, using the petrol in the car, the list is almost endless. The point here, if you put your mind to it and think before you dip into your pocked you could be making massive savings each month.

Now this is how to save money looking at each one of these individually, word of warning each one takes a little time which is the one thing in all of this that you need to give up if you are willing to learn how to save money and get out of debt.

If you buy your lunch at work you could be making a great saving by simply taking your lunch to work with you. And I hear you saying straight away, I don’t get up early enough to make my lunch, my answer “You want to know how to save money and get out of debt? Get up earlier or make your lunch before you go to bed and put it in the fridge!”

The temptation of the coffee machine at work has often taken me by surprise with a number of visits a day you don’t realize until you look at what you are drinking and how much of it. Each cup is like drinking spare cash. Yes that is right each cup of coffee you have that you pay for could be saved by simply drinking a glass of water from the FREE water cooler or make a flask at home and drink that the cost will be a fraction of what you currently pay out weekly for your coffee.

In my youth I had a obsession with the fact that I thought I was cool turning up to work each morning in my car. Then as I matured and became more aware of money I started to think that this was more and more uncool and a waste of resource. I started asking around friends who worked close by and co-workers. It wasn’t long before I was paying a fraction of what I was on my own.

I love a good bus ride and more and more people are turning to public transport but getting off the bus and walking a few stops or taking the time to walk those extra few stops before getting on will save you time and money in the long run you will also feel better for the walk.

Before I start this next part I would like to say I love small business and I think the smaller stores should be the only ones as they are excellent. However in a great number of cases the things you buy from them when you do your weekly shop are probably cheaper from the larger chain stores. This is unfortunate as it would be good for all concerned if small business could compete on price. To get out of debt your loyalty to the small store could be costing you deeply.

Saving money sounds easy but when you think about the money you spend needlessly each week on things you could get elsewhere at a much reduced cost you would probably start to see that it can be achieved quickly and effectively. Making simple changes can save you more money than you realize in the long term.

When you are looking at saving money it is always advisable to make sure you get as much advice as possible. Check out more information on the money blog.

Saving Seeds
money saving
Image by Chiot’s Run
Saving seeds is a great way to save a little money. I also like to save seeds from plants I really like so I can keep them going in the gardens since you can’t always find the seeds you want. I also like to trade seeds with friends.

for more fun visit my blog: www.chiotsrun.com

More Money Saving Articles

5620257885_9598ff0438

Practical Money Saving Tips: 7 Killer Supermarket Basket Consumer Shopping Tips

7 Practical Money Saving Tips For Shopping

The price of living just keeps increasing and in these particular tough financial times practically all people are looking for ways to considerably cut back our expenses. Actually one method we are able to all do this is by shopping more cleverly and altering a couple things in how we acquire and consume our foodstuff. Presented here I outline seven Magic Practical Money Saving Tips to beef up your wallet and potentially improve your diet and enjoyment of food.

7 Magic Practical Money Saving Tips

1. Cultivate your own vegetables – Okay this may sound radical for a great number of of you however I assure you its actually fairly simple to nurture the majority of vegetables. Merely plant them at the right time make certain they get adequate water and watch them grow. On high of providing fantastic price for money there is nothing more rewarding than placing homegrown ingredients into your meals and realizing how good they taste.

2. Buy Only What you actually Need – This declaration may sound noticeable but we all probably are acquainted with an individual who piles their groceries cabinets to the ceiling solely to stop thinking about concerning half the food and then have to throw it away in the future. Apart form being massively wasteful it’s a huge waste of cash that can be effortlessly sorted out.

3. Make A Listing and Stick To It – Supermarkets are excellent at tempting us to buy items that we didn’t in the first place mean to buy after we entered in the shop. However if you genuinely want to save money do not fall for the seduction as its mostly these type of things that are the single most costly and frequently the least advisable for us whether or not its triple chocolate gateau or a diversity double chocolate biscuits, stick to the list just buy what exactly you came in for.

4. Check for bargain goods – Lots of low-price product are in completely in high-quality condition the economies of scale simply means that lots of supermarkets simply have to clear the shelving for the following day. So if you shop later within the day or sometimes on a particular day, at our local supermarket this happens to be a Monday you can often find some fabulous bargains.

5. Shop where there are discount points and different benefits – At a great deal of supermarkets they have discount card and numerous different benefits. They are doing this to promote shopper loyalty and generally they are ready to supply some excellent benefits to get that loyalty thus I would state it makes perfect sense to gain advantage of those offers to save yourself even more money.

6. Try the value products do not be put off by packaging – I know a few persons have snooty attitude to buying anything that’s a value or white label good. I’d advise this approach is just not entirely discouraged by the supermarkets who are rather contented to view individuals paying a greater amount for goods. This situation is furthermore clouded by the undeniable fact that a few things are definitely in my opinion improved when they don’t seem to be white label. However I might in addition say that some things are simply as good and all that seems to other is the packaging. Thus I suppose what i am saying is maintain an open mind and attempt every one for on your own and make up your own mind. You may a few of items that significantly reduce your shopping bill within the long run.

7. Learn a a small amount concerning cooking – I’m not cooking expert by any means although I do understand making cakes, pies and other dishes is usually somewhat easy to follow. So rather than paying for expensive pre-made food if you do not understand already get yourself a basic cookery book and follow the straightforward instructions. These you don’t even have to create your own pastry obtain the reasonably priced pre-made pastry hurl within your ingredients and into the oven and Hey Presto you actually have a meal. Okay you may have to perfect that line of attack to win Masterhchef although you get the general picture of what I’m talking about.

seven Magic Practical Money Saving Tips: Summary

So there you have it my 7 magic money saving tips to cutting that shopping bill and get you smiling at the tills. Maybe you do not desire to attempt them all but even a number may start to take away that gasp after you get to the checkout.

Looking to find the best deal on Practical Money Saving Tips in the UK, then visit http://SavingMoneyOnBills.com to find the best advice on Money Saving Household Tips for you.

Saving Outdoor Lab
money saving
Image by Jocelyn Catterson
At the Outdoor Lab school near Mount Evans, Colorado

www.outdoorlabfoundation.org

Recent budget cuts have lead to the suspension of the Outdoor Laboratory Schools in Jefferson County, Colorado. The program has been around for more than 50 years. I have had the privilege of both attending when I was a sixth grader and also teaching classes at the school while my little brother attended. My dad even went to the school when he was a kid. It is a Jefferson Country tradition that kids have been able to experience for years. Outdoor Lab is an incredibly important program, especially for the kids who attend who have not spent much time up in this beautiful place that we live in. I have both witnessed and experienced the good that this program can do. However, in order to keep the school up and running, they need private funding, and lots of it.

Please take the time to go to the website listed above, watch the news story on the program, and donate some money. Any amount helps to keep the school going!

Facebook
Website

5795479637_b3f2c7c317

Money Management Techniques That Will Help You Towards A Secure Financial Future

Life is hard at the best of times but it is doubly difficult to meet ends meet at the present time. What with the credit crunch, the downturn in the global economies and job cuts in almost all the industries. We all want to live the life of our dreams by having a better house to live in, drive the car of our dreams and pay our bills without having concerns about our bank balance at the end of the month. Most of these things are possible with changing our lifestyle and better money management.

Nowadays every bit of information that we need is at our fingertips because of the internet and this is also true for money management. There are hundreds of sites offering you advice and information on how to become debt free with money saving tips. There are money management sites which cater to your financial planning with lots of advice and information on how to manage your money more efficiently.

It is no surprise that money issues seem to hit the younger generation the hardest. This is probably because the instant culture that affects young people and very poor money management habits. Young adults want to have things that they often fail to realize are out of their budgetary reach. One thing that we can attribute this to is the ease of getting instant credit. Another reason for this is that most young people want to live their life at the level of their parents but they fail to realize that it has taken their parents twenty or thirty years to get where they are.

Money management techniques and money saving tips have become quite popular in the recent months. More and more people begin to realize that to move towards a debt free future, you need to start saving money in all the areas that you possibly can. One place people are turning to achieve this is the internet, where you can find many organizations that provide sound financial advice and practical info on how to start achieving all your financial goals, understand everything from financial planning to getting out of debt, to managing your money wisely, to saving for your future.

If you are some one who finds themselves in a financial predicament then there are many organizations out there waiting to help you. Consumer credit counseling services offer confidential budget, credit, and housing advice in addition to debt management, financial education, and bankruptcy counseling. Money saving tips and money management advice are available online from a number of sources. All you have to do is to reach out and help is at hand that can help you on your way to a better financial future. You will have to make sacrifices on the way but when you look back, you will realize that it was worth all that effort that you put in.

Nim Aulakh is a writer and webmaster. He has already many articles published. For more money management and money saving tips towards a more financialy secure furure please visit our site, http://www.homebudgetandfinance.com

Money Town
money saving
Image by nixter

Savings tips, secrets, hacks that help me save THOUSANDS a year! Thumbs up for more budget videos and please subscribe if you are new. All info and links below!

♡ R E L A T E D V I D E O S ♡

Dyson Vacuum Giveaway OPEN: https://www.youtube.com/watch?v=5DmrIVhC5E4
How I Budget / Easy Budgeting Tips: https://www.youtube.com/watch?v=muzVQXQ-s6g
How We Saved for Our Dream Home: https://www.youtube.com/watch?v=VtPykWVcrfI

♡ I N F O ♡

Minimalism
• How I Became A Minimalist: https://www.youtube.com/watch?v=-4GsWp5mEs8

Activities
• Goldstar: Discounted prices for shows, events, concerts, plays, food festivals etc. https://www.goldstar.com
• Groupon and Living Social: Discounts on activities, restaurants, spa treatments, etc. www.groupon.com www.livingsocial.com

Shopping
• Honey plugin: Automatically applies coupon codes to online orders https://joinhoney.com/ref/gsah
• Shoptaggr: Set alerts for products you like and get alerts when they go on sale http://www.shoptagr.com/
• Also Ebates for shopping to get rewards and cash back – I didn’t mention it in this video because a lot of youtubers talk about it www.ebates.com

Travel
• Delete cookies before searching purchasing flights.
• Costco travel is my favorite for travel deals: https://www.costcotravel.com/

Home savings
• Huge use of energy is heat. Air dry dishes. Hang clothes to dry or use wool balls or tennis balls in clothes dryer to speed drying time.
• Major purchases – you can save a lot by knowing when to shop for certain things based on sales cycles, here’s a chart http://www.consumerreports.org/cro/money/best-time-to-buy-things/index.htm
• Get rid of/reduce cable package. Calculator how much you can save http://www.slate.com/articles/business/moneybox/2015/01/should_i_cut_the_cable_cord_decide_on_streaming_services_with_this_calculator.html
• Website for streaming TV shows online free http://projectfreetv.us/ ***NOTE*** I have been using this site for YEARS with no issues, as have a lot of my friends and family. I have a mac and virus protection on my computer and only stream, never download. That said, use this site with caution because some have reported getting viruses and I would never want that to happen!

General /learning
• I already mentioned overdrive — it allows you to check out ebooks and audiobooks for free https://app.overdrive.com/
• Many public libraries offer free classes – yoga, zumba, etc.
• Gasbuddy to find the best prices nearby on gas http://www.gasbuddy.com/
• Bestparking to find the best prices nearby for parking: http://www.bestparking.com/
• Personal finance phone apps to help you budget and track expenses: http://www.gottabemobile.com/2016/06/09/best-budget-apps/?gbmsl=1

ON ME:
Pink dress (check my instagram @vasseurbeauty for photo of the full dress – i’m obsessed!!) http://www.boohoo.com/going-out-dresses/evie-open-shoulder-frill-detail-wrap-maxi-dress/invt/dzz80516
Earrings – forever 21

♡ A B O U T M E ♡

Hi + welcome!! My name is Brittany and my family has been in the skin care business for over 30 years. I made this channel to share my passion for skin care, beauty, organization, health + DIYs in a fun and entertaining way!

My family’s skin care line is called Vasseur Skincare. Vasseur products are made with the highest concentration of active ingredients and are 100% natural: no parabens, chemical preservatives, synthetics, sulfates, toxins, dangerous chemicals or animal cruelty. If you subscribe to this channel you can use code YOUTUBE for 15% off your first order at http://www.vasseurskincare.com

♡ S O C I A L M E D I A ♡
*Follow me on social media for pregnancy updates!!*

INSTAGRAM ⟹ ‪http://instagram.com/vasseurbeauty ‬‬‬‬‬‬‬‬

TWITTER ⟹ ‪https://twitter.com/vasseurbeauty‬‬‬‬‬‬‬‬

FTC: This video is not sponsored.

2166466970_1cb9c570a0

Money Saving Techniques-Time To Move Forward

I guess if you have been in outer space the last 6 months you may not know that we really are in the middle of a world recession. However there really is no need to panic. Some people have jumped all over hundreds of money saving techniques to try and help themselves out. The only technique I have ever used is eBay coupon codes to bring me my savings.

Trust me when I tell you the world is not coming to an end. We will whether the storm and we will come out of it. The thing is it will be a waiting game and yes some people will be severely damaged because of this. We all should have been pro active and been using money saving techniques before the poop hit the fan. However there are still ways and using eBay coupon codes is definitely one.

You really dont have to go into overdraft to get the things you need. There are hundreds of great money saving techniques for you to learn but the thing is can you be committed to them. Instead you can just use one and still save a lot of money. I do much of my shopping on eBay. Especially right now you can find a lot of great deals and then you can go ahead and use an eBay coupon code and get even better savings.

I know times are a bit tough at the moment but thats ok it builds character. Even when times were great we couldnt have everything we wanted. So now you are looking into money saving techniques to help you get by. Well to be honest we know chances are you wont stick to them anyways. So why not just use one and shop at eBay using eBay coupon codes.

So you hear me talking about eBay coupon codes but you have no clue as o what they are. They are one of those money saving techniques you have been looking for. You will go on the internet and find some codes to use for eBay savings. Once you arrive at checkout there will be a place to enter these codes. Just go ahead and enter and you will immediately see your savings.

I wish I could tell you that the eBay coupon codes would work each and every time. Unfortunately its sort of like you snooze you lose. If the codes are out there too long they get used up and are no good to anyone after that. The good news is that this money saving technique does work the best if you use the codes as soon as you get them. That honestly is your best chance.

At the end of the day you need to take control of your own actions. If you arent willing to do what it takes to save money then no one will do it for you. You are looking for money saving techniques but really how many are you willing to implement. Thats why I talk about eBay coupon codes. They are easy to work with and I think you would be pleasantly surprised to see how much money you can save.

Before you go else where you need to visit out Discount Duo to get your eBay coupon codes. You wont regret It.

366:4
money saving
Image by ElDave
Every year this bastard tries to sneak up on me; tries to make me like him. Respectable. Sure the suit looks good and I could use the money, but I’ve looked in his eyes. They’re hollow. Dead.

Every year I put him out of his misery, but someday I’ll run out of NERF darts. Better save that last one.

Just in case.

Related Money Saving Articles

Blue And Pink Piggy Banks,

Money saving tips for irregular income earners

Being an irregular income earner does not mean that you can no longer start saving. You should actually be saving up a lot even if you have a regular or consistent source of money. The fact that there is a possibility for you to not get your income regularly should be enough for you to start saving early. Your income will cover your bills, mortgage payments, food and other expenses. It may be quite difficult to save up with all these together, but there will always be ways for you to do it if you really are determined.

People find it easier to save up by controlling their spending, however, if your source of income dries up, everything changes and you won’t be able to make any step any more. Accidents may happen anytime and you’ll never know when you’ll lose your job so it’s best to be always prepared. Here are some money savings tips to get yourself saving for your future.

1. Take advantage of coupons- coupons are a great way to save up especially if you are out grocery shopping. You can get them online, on the daily newspapers, or if you are having a hard time looking for it, just look through websites such as groupon.com or at daily deals. But be warned that when you’ve already signed up, there will be tons of mail communication sent to you promoting their deals. You might end up spending more because you think you’re saving money.

2. Control your electricity at home- cutting down your usage just by turning off the lights when they are not in use can do so much for your electricity bill. If you are not using some appliances in your room, unplug them from the socket. It has been proven even if it isn’t turned on, it still consumes a lot of electricity. Simple habits can help you save money with your bill thus, keeping your credit score report healthy.

3. Be conscious about extra fees- everything in this world today has a fee. Even by withdrawing money, you’ll be charged with one. Instead, go to the exact bank of your ATM to save the fee charged on you.

4. Cook your own meals and skip eating in restaurants- going out for dinner every weekend can get you spending more rather than buying the ingredients and cooking them yourself. You’ll be saving almost half of the money you’d spend in restaurants. You can even customize your food the way you want, and you’ll have better or healthier choices if you do the cooking.

5. Commute- gas is very expensive now and it may be more practical to jus take the bus or train for transportation. You’re less likely to get stuck in traffic and you’ll save more for yourself as well.

Start saving up and manage your finances well. Don’t let an irregular income stop you from saving up for your future.

Don’t know how to save money after paying your monthly bills? Follow the guide to save money every month and keep your credit report healthy. Always keep a track on your credit scores and maintain a healthy financial life.

Blue And Pink Piggy Banks
money saving
Image by kenteegardin
I created this shot in my studio for use on my site, SeniorLiving.Org but I want to share it since it is applicable to much more than just senior retirement planning. Feel free to use this image but please check out our website at www.SeniorLiving.Org and give us a Plus one or even a Facebook like. It is very difficult to get seniors to +1 so your help can really help us establish the site as a great resource for caregivers and seniors.

Find More Money Saving Articles

2344233442_bbaf60b994

Saving Money: Making Coupons Work For You

Are you struggling to make ends meet thanks to the current, terrible economy? Would you like to be able to save substantial amounts of money when shopping? If you answered yes to either of these questions, this is the perfect article for you. Carefully read the following paragraphs to learn several amazing coupon tips!

Let your friends and family know you are clipping coupons. What will probably end up happening is that everyone will save their “junk mail” for you. This mail can be a treasure trove of coupons and deals. If they don’t want to use them, they miss out–that doesn’t mean you have to!

Some stores will double manufacturer coupons. Check your stores to see if this is an option for you. Sometimes you need to clip special coupons from their fliers. Understand the policies and choices available to you. Doubling of coupons can make some items inexpensive, or even free! Use these deals for the products you can save the most money on.

Join like-minded people on forums and social networks to really empower your couponing. Few things are loved by more people and with such passion as saving money, so find a site where people share their tips, codes and strategies to saving more money with the use of money saving coupons.

Join clubs. Many grocery or department stores offer club savings discounts only for their members. You can get special deals emailed to you or delivered straight to your mailbox simply for signing up. These exclusive coupons can sometimes be combined with other special offers, making it a deal you do not want to pass up.

Find out how much others are saving with coupons. The reason you want to do this is because you will find that the stories from other people can inspire you and motivate you to stick your coupon regiment. Hearing that people saved money makes you feel more likely to do the same!

Start by subscribing to newsletters that will offer you discounts from time to time. When you do this, you can find a lot of coupons from being emailed by different websites. You don’t have to use them whenever you get them, but if you find a deal, then you could be in luck.

Where do you find coupons that will save you some serious money? First, look in your local newspaper, and next print them from home by searching online according to your shopping list. It’s amazing what you can find when you search for coupons online. You will find yourself saving money on just about everything.

Find a friend or two who also likes to clip coupons, and get together for a coupon swap. You’ll find that you can give them the coupons that you don’t need in exchange for the ones you use. In addition, if each of you purchase a different newspaper, you can meet to sort through the different coupons found in the inserts.

Talk to your friends or neighbors to see if you can trade coupons with them. Go over all of the coupons that you have found and ask someone else if they can trade with you. By doing this you can help each other out and save a bunch of money as well.

Get organized with your coupons. Use a three ring binder with baseball card holders to sort them. Separate the coupons into different sections, such as dairy, baking products, frozen, and others. Keep a section open for coupons you plan to use immediately. That way, when you get to the store, you are ready to go.

Use the Internet to your advantage. As couponing has become more popular, more and more websites are offering coupons that you can just print out at home. Frequent these sites, and check them often. These coupons are free and snagging them often does not require a large time investment either.

Target the smaller sizes on the grocery shelf to maximize your coupon. The reduction in size also carries a reduction in initial price. When you reduce your per unit cost, you save more in the long run. This will let you control your usage of products better overall as well.

Don’t just use coupons for yourself. If you see a great deal that can be had using coupons for a product you don’t use, you might want to get it for someone who can use it. Especially for products that end up being free, this is a great thing to do.

If you are struggling with your finances due to the current economic downturn, it is likely that you are looking for ways to save money. The proven highly-effective coupon tips you’ve read on in the previous paragraphs will, if applied, help you to save loads of cash. Try them and see for yourself!

Save money by using the retail coupons and ruby tuesday coupons for your needs.

Lubitel 166
money saving
Image by D.Clow – Maryland
Friday
Entry One

Flew out of work, the fleet flight of Friday before a holiday weekend. Everyone cracks a smile upon stepping out of the concrete and glass coffin of the corporate work week. The motorcycle is quickly gassed and loaded, I leave Washington DC at three-thirty, vowing not to check the time for the rest of the adventure. Adventure, the American adventure of the open road is what I seek. The road, my cameras, and escape.

Right turn off of 15th St. NW and I’m motoring past the Washington Monument and the White House. Harleys and clones are already lining the Mall for the annual Memorial remembrance that is Rolling Thunder. I’m soon over the bridge and on I-66 west. I plan on avoiding major highways when at all possible. Preferring scenic byways to drab highways. 66 is a necessary evil to flee the DC metro area as quickly as possible. At the start, 66 is a good quick run, for awhile anyway. Loads of Rolling Thunder riders are heading in 66 eastbound.

I keep the ubiquitous two fingers down to the side salute to fellow bikers out for extended stretches of time. In my experience, HD guys return the acknowledgement about 30-40% of the time. No big deal, some animosity exist though between different bike cultures. Motor-ism two-wheel stereotypes. However with the Rolling Thunder guys there is a noticeable increase in response, perhaps due to no longer just one biker acknowledging another, but a patriotic sharing of support and remembrance for those left behind, POW-MIA.

Traffic worsens further out 66 and I come up on a full HD dresser. Screaming Eagle back patch worked in with POW-MIA covers his vest and is topped by a “Run for the Wall” patch. I keep back a pace and we adopt the natural offset positioning of multiple riders.

After some 66 backup, stop-and-go, we strike up a staccato conversation in the pauses of the traffic flow. Where you been, where you going, see the rain coming? I tell him I’m headed out to the mountains, Skyline Drive and West Virginia. He says he’s just in from there recently, was in DC for Rolling Thunder for the day and will be coming back in on Sunday again. His license plate is obscured by luggage, so I’m unsure of his port of origin.

Later on we part ways and my thoughts turn. Of my parents friends only my step-dad was drafted for Vietnam. Luckily, for us, he only went as far as Ft. Hood, TX, and came back with some good stories about army life and venturing into Mexico (at least the ones he’s shared with me). I think about all the life he’s lived since then, all his experiences and joys. Thinking about what all those who didn’t return gave up, lost, when they didn’t come home. The loss felt by those who loved them, families that have a name on the Wall.

Rain is sprinkling before Manassas. Enough to cool you off but not enough to get you worried yet, at least for a bit. Whooooo. Then come the big drops. I head off the ramp to gear up with the rain paraphernalia under the gas station pavilion. Finally get it all on and get strapped back up and out pops the sun and the rain stops. Too funny. Now I have wet clothes on under the raingear. Rain gear now keeping the wind out that would dry me. I motor on as more rain is promised on the horizon.

This brings up a point about rain. People always ask, “What do you do when it rains and your on the motorcycle”. I reply simply, “I get wet”. Duh. Rain riding has never bothered me. On the straight highways it’s no big deal. Just give more cushion to the cars in front of you. Drive like grandma on the exit ramps.

My turning point is finally reached. Off of 66 west and onto 647, Crest Hill Rd. at The Plains, VA. Crest Hill Road is my first slice of motorcycle heaven to be had this weekend. I’m delighted to find that the squiggly line I traced out on the map when planning this trip has translated so well in reality. The road is still wet from the passing rain clouds, and I give a small rabbit and then a chipmunk a near death experience. My first of many animal crossings this weekend. The road is fantastic. A mixture of hilltop road and tree lined canopies that create forest tunnels. Speed limit is 45mph, 55-60 feels comfortable on most parts. Keeping an eye out for a hilltop barn to photograph that I’ve seen in my minds eye, lit by the sun breaking through the clouds and backed by the mountain vista. No luck on any of the barns actual placement to fit the mental picture I have framed.

Crest Hill Road and Fodderstack Rd is a long stretch. I take shots of a church and other buildings along Zachary Taylor Highway. Fodderstack gives more of the same as Crest Hill, just a narrower road. The asphalt is of my favorite variety, freshly laid. Washington, VA is a tiny town of historic bed and breakfasts. Local wineries appear to be an attraction here too. Right after Washington the rain returns while I’m in route to Sperryville. Then it really starts to come down, a full on summer thunderstorm. Visibility is down. Road and parking lots soon resemble rivers. Rain drops of the monster variety explode on the pavement, and you know it hurts when they hit you.

I quick soaking circuit of Sperryville confirms there are no local hotels. I duck into a barn shaped restaurant to wait it out. My drenched gear takes on bar stool and I occupy another. There’s a few flying pigs about. The bartender get me a hefeweizen, and recommends the angus burger. Locally raised and grass fed, we exchange jokes about my passing the burgers relatives on the way in.

Don’t freak about the beer. I have a one only rule when riding. It was followed by a meal (best burger of the weekend!), several coffees, and this bar top journal entry.

Somewhere along Crest Hill road I decided to keep the cell off for the weekend. In addition no tv, newspapers, internet, or e-mail sound like a good idea. Of course I now am studiously avoid eye contact with the two beautiful plasma’s above the bar.

Entry Two

Hazel River Inn, Culpepper, VA, has the coolest street side seating in town.

The downpour let up at the Shady Farms bar in Sperryville and due to the deficiency in local lodging I quiz the bartender for options. Over the other side of the mountain, the opposite side of Skyline Dr via 211 is Luray with lots of motels, but I want to save the mountain for the morning. The waitress suggest Culpepper, there being a Holiday Inn etc.

Stepping outside the sun has broke through the clouds again. Enough for some shots of Shady Farms Restaurant and a bridge. Heading down 522, the Sperryville Pike, I keep an eye out for photo ops to catch the next morning as I’ll be rerouting back through. Following the mantra of Dale Borgeson about tour riding in the US, I aim to avoid large chain establishments, whether they are restaurants or hotels, and explore the mom-and-pop local variety businesses. I have a dive-ish roadside motel in mind, Culpepper comes through with the Sleepy Hollow Hotel.

Before check in I ride through downtown historic Culpepper. It’s a cool place. The Shady Farm bartender had recommended the Culpepper Thai restaurant. I see it but don’t visit, still full from the meal earlier. Cameron Street Coffee looks like a great place, located in an old warehouse. Unfortunately their closed for the night.

Shower and changed, room 102 at the Sleepy Hollow Hotel. I hop back on the bike, refreshed and dry and ride through the warm night air back downtown. The coffee at the Hazel River Inn comes with a sweet fudge confection on the side. The peach and blackberry cobbler with vanilla sauce is divine.

The reconfigured plan for this getaway is to shed. Shed worries about the job, career, housing, and relationships. My motorcycle is therapeutic. It’s 600cc’s of Zoloft on two wheels. The road lifts my spirits. This wasn’t supposed to be a solo run, and there are stretches of road where I feel the emptiness behind me.

The cobbler is finished and I can hear the sound of a band doing their sound check. The banging of the drum requires investigation.

Entry Three

I found Brown Bag Special in the cellar pub of the same restaurant I was in. On my way to the door the noise of the sound check floated up the stairs and directed my feet downward. Brown Bag Special opened the set, appropriately enough, with “I drink alone”. The ol’ man, Big Money, would have loved it. Drink alone started off a Big Money Blues trifecta to include “The Breeze” and “Mustang Sally”. Then they made the mistake a lot of bands make that have a great lead guitar player. They let him sing. The lead guitarist karaoke sucked his way through a Tom Petty hit. He was so off key in his singing it made you appreciate the guitar solo’s all the more for the relief they provided. Thankfully the regular singer soon resumed his duties and the night went on. More good stuff from the band.

Freebird
Folsom Prison Blues
Cheap Sun Glasses

“can’t you see, can’t you see, what that woman, what she’s done to me”

Off to bed now at the Sleepy Hollow Hotel with the ghost and shades of dead hookers and overdoses past.

150 miles today.

Saturday

Entry Four

Morning breaks on the Sleepy Hollow Hotel, a hot shower and I’m back on the bike. A quick stop downtown to shoot the Hazel Inn, then it’s back on the Sperryville Pike. More stops to capture some sights seen yesterday. Mr. & Mrs. Pump. The open mouth caricatures are an accurate representation of the current gas cost and the pumps eating your wallet.

I keep telling my daughter that her first car, college car, will be a hybrid. She thinks they are ugly. The bike isn’t so bad, averaging around 40mpg. At about 180 miles on the tripometer I start to look for a refill, although I’ve pushed it to 211 miles before.

A quick left in Sperryville on 211 and up into the mountain, Blue Ridge Mountains and Skyline Drive. Heading up the mountain I get the first bite of the twisties I’ve been craving. The fee at the gate to Skyline Drive is well worth the price. Great scenery and fantastic views. The only drawback is the 35mph speed limit that is well enforced by the park rangers.

I shoot some self-portraits at Pollock Knob overlook. They’re funny in that with all the scrambling and hurrying to be the camera timer, then trying to effect a relaxed pose. I’ve also broke out my old friend this trip, the Lubitel 166, a medium format, 120mm film, twin lens camera. I’m like Jay-Z with this camera, I have to get it in one take. There is no digital review after the click for instant gratification. As a fellow photographer it’s “Point, Push, and Pray”. I’ll be interested to see the results. Not that I’ve left digital behind. Carrying both cameras, I’m an analog/digital double threat.

After the self-portraits and some dead tree shots I’m about to pack back on the bike and leave when I meet the preacher and his wife. He offers to shoot me with my camera and I return the favor with theirs. Conversation flows and in a ‘small world’ moment it turns out that he works for same Hazel family that owns the restaurant I was at last night for his Monday thru Friday job. I get a friendly “God bless” and I’m heading south on Skyline Drive. I make several more stops and break out the cameras again at Big Meadow.

There is a gnarly dead tree in the middle of the meadow. It has burn damage at the base, either the result of some wild fire or perhaps a controlled burn done to maintain the field. I spot and shoot a few deer, they probably won’t turn out as they’re to far away for my lens on the D100. I shoot a bunch of shots of the tree with the D100 and then totally switch processes with the Lubitel. The picture setup with the Lubitel takes about a minute-and-a-half. Manual zoom, i.e., walking back and forth to get the framing I want. Light meter reading. Then dealing with the reversed optics of the look-down box camera. It is fun though, to switch it up, change the pace and the dynamics. Just one click though, hope I caught it.

It’s a long but enjoyable ride to the south end of Skyline Drive. Unless you really like slow cruising I would suggest picking which third of Skyline Drive you’d like include in your trip and leave the rest. I drop off the mountain and into Waynesboro. Finding Mad Anthony’s coffee shop for a late breakfast. I overhear that it’s around noon. The Italian Roast coffee is good, in fact, it would prove to be the best coffee of the trip.

One of the pleasures of traveling by motorcycle is that it’s an easy conversation starter. People ask you where your coming from, where you’re heading, ask about your bike, tell you’re about their bike or the one they wish they had. One of the peculiarities of these conversations is that if the person even remotely knows of anyone that has died on a motorcycle, they will be sure to share this fact along with details. These stories usually involve a deer, a car pulling out, or someone taking a corner to fast. The conversation goes something like this:

Stranger“nice bike”
You“thanks”
Stranger“my cousin Bob had a friend that hit a deer and died on his bike”

Short silence.

You“yeah, deer are dangerous, got to be careful”

I’m not exaggerating when I say I’ve held variations on this conversation many times. Luckily this isn’t the conversation I have with the owner of Mad Anthony’s. He’s a former sailboat instructor who now finds the same release and head clearing on his motorcycle that he used to get from his sailboat.

This brings to mind the same wave – don’t way dynamic that occurs between sail boaters and power boaters, very similar to the sportbike & HD crowd.

The proprietor is a coffee guru, we discuss roasting (my Italian roast was just roasted Wednesday this week). We talk about the good and the evil of Starbucks. We’re both in agreement that they over roast their regular coffee, but I think their foo foo drinks are tasty. He has in his shop both the Bodum press and the Bodum vacuum coffee pot that I got my mom for x-mas. A shameless plug here, the Bodum vacuum coffee pot makes the best home coffee ever. It’s also an entertaining crowd pleaser, no joke.

Leaving Waynesboro the plan was 340 northward to 33, then into Harrisonburg, VA (home of the Valley Mall and JMU). 340 proved to be boring so I jumped on 256, Port Republic Road, for a better ride to Harrisonburg. I don’t know if the coffee wore off or if I was just worn out. I pull over at Westover Park, pick out a spot of grass, and take a good nap in the sun.

I had my motorcycle bug handed down to me by my step-dad. My kindergarten year of school we moved right at the end of the school year. Rather than switch schools at this inopportune time my Dad stuck me on the back of his Honda and rode me to school and back again for the last month or two. Even earlier than that I have a great photo of me in 1973-4 sitting on his chopper with him. Me in a diaper and him with his long hippy hair. The wild side of the Reverend indeed.

Refreshed from my nap it’s back on 33 westbound. Heading out of the Shenandoah Valley and Rockingham County is more glorious twisty roads and the George Washington National Forest. GW is a beautiful tree canopy lined road with a river off to one side. Franklin, WV is the destination, a return to the Star Hotel.

I stayed at the Star a few years prior when they first re-opened the historic Star Hotel. The owner, Steve Miller, is a great guy, friendly and conversational. I told him I’d be back again, but it’s been a few more years than I thought. Late lunch at the Star is pesto grilled chicken on ciabatta bread with roasted red peppers. Not the type of fare one might associate with West Virginia, but people have misperceptions about everywhere. Steve promises a prime rib later at dinner tonight to die for.

So that there is no misunderstanding, in as much as the Sleepy Hollow Hotel was a dive, the Star Hotel is a dream.

Dump the gear in the room back on the bike for some roaming around. I head back to explore a river road I passed on the way in, Rock Gap. It’s a gravel affair and I follow it back a little ways. Photo some river shots. Down further there is a large cliff face with some college aged kids de-gearing after a day of climbing. I’ll try to stop back in tomorrow and shoot some climbing action, as well as some fly fishing.

I pick up a bottle of Barefoot Wine, Cabernet Sauvignon, and drop it off with Steve at the Star to keep for later. I’ll enjoy that bottle later tonight from the 3rd floor front porch. South out of town I head, into some very secondary roads. I shoot an old decrepit cabin that would be right up Bobby Sargent’s alley. I put it in the metal folder for a possible future model shoot location, along with the river spots I’ve seen.

There are a couple more stops on this little ride. Once for what appears to be a feral chicken, and then for middle of the road stare down with a young doe. She’s camera shy though and is off before I can get a shot. Sportbike probably isn’t the best conveyance for nature photography. The pavement stops and gravel begins, I motor on. Rick & I once spent a full day just about on gravel roads, crisscrossing the back country around Cumberland, MD. So I’m comfortable with the less than ideal riding surface. A few miles on the road dead ends at a pair of chicken houses (source of the feral chicken’s ancestors perhaps?) and I turn around and survey the valley I’ve just ridden through. I have to stop the bike and soak in the scene. A picturesque farm is nestled in the corner of the valley, up against the hills. I meet some inquisitive cows, along with the farmer and his wife.

It seems that when you are in WV and you pass a sign that says “snow removal ends here” that the already suspect road conditions are going to quickly deteriorate and will soon resemble somewhat more of a logging road. I motor on through some back country, no houses, no farms, just mountains, steep roadside cliffs, and wicked gravel switchback curves. The part that gives you the willies are the downhill corners where the road grade is slanted to the outside of the curve and to the drop below. Yikes!

I creep along where a four wheeler would be much more functional. Although I still hit it a bit in the straights. Pavement arrives again and I’m unsure of my exact location. I follow the chicken farmers directions and soon discover myself back in Brandywine, intersecting the same stretch of 33 I rode on my way into Franklin.

Back at the Star Hotel it’s a shower and fresh clothes before heading down for dinner. Downstairs I find the prime rib to be as good as promised.

Entry Five

How beautifully staged is this. Barefoot on the 3rd floor patio, wine to ease the back and the ache in the knee.

205 miles today, the last 30 after check in, just to explore.

Sunday

Entry Six

Out early in the morning. I find no climbers at Rock Gap, unsure of the hours they keep. Out of Franklin on 33 west, looking for another squiggly line I had seen on a map. Bland Hill Road name is a misnomer. A single lane country road winding through German Valley. I got a few shots of German Valley from the 33 overlook before turning on Bland Hill. Now I find myself in the same location I had shot from above.

The road cuts through some open pasture land and I meet some cows standing in the road after rounding one bend. They’re pleasant enough, if in no particular hurry to cross, and don’t mind posing for a shot or two before meandering on. People talk about the danger of hitting a deer, a cow would really ruin your day! Off of Bland Hill and on down into the valley. I come up on the rock formation I had seen from the overlook previously. It’s not Seneca Rocks, but a formation of the same ilk. I get some more photos, then onto German Valley Road. I’m still staying at the Star, there is no real destination today. It’s relaxing to stop as much as I like.

German Valley Road puts me back on 33 west and not long after I’m ordering breakfast at the Valley View Restaurant. Dale Borgeson warns of places that advertise home cooking, but that’s about all you see in these parts. There are a fair number of cars here and that’s usually a good since the food will be alright. Hell, even the Army could make a good breakfast. It all works out and it’s a hell of a deal, for toast, two eggs, hash browns, bacon, and coffee.

From 33 I hit 28 and turn off on Smoke Hole Road, just because it’s there and looks interesting. Boy, what a find it is. Combining the curvy one lane country road with nice wide smooth pavement (gravel free in the corners). It’s great. Smoke Hole Road turns out to run from 28 across the Seneca Rocks National Forest to 220 on the other side. Going west-to-east it starts out all curves and hills, then ends by winding along the south branch of the Potomac. There are lots of fly fishermen here enjoying the catch-and-release section of the river.

Up 220 to Petersburg, I run into some Ducati guys at the gas station. We swap riding info and I’m soon on 42 north towards Mayville. Hanging a left when I see a sign for Dolly Sods. I’m back on secondary roads and I soon pass another prophetic ‘no snow removal’ signs. It’s gravel the rest of the way up the mountain til it breaks out on top at Dolly Sod.

I’m real happy with today’s roads, as both Smoke Hole Road and Dolly Sods were unplanned ‘discovered adventures’. I do some rock scrabbling at Dolly Sod and enjoy the cliff top views. A fellow tourist snaps a shot for me an I hike out well past the distance that the casual tourist and families go. Shot some more shots of the rock formations with both the digital and film camera. Do some more self-portraits. I then sit down to relax in the sun with the cliff side breeze steadily blowing and update this journal.

Entry Seven

Well, fellow traveler, if you’ve made it this far I am duly impressed. I thank you for your perseverance. The rest of the day was spent riding without incident. Just more fantastic roads. You don’t have to be an explore on par with Lewis & Clark to find great rides in West Virginia. Just be curious in nature and unafraid to leave the beaten path. Drop off the numbered roads and take the route less traveled. Soon you’ll be in your own undiscovered country. Blah blah blah.

Out of Dolly Sod and I find myself on 32. Rough calculations put the dirt road travel around 25 miles for the day. While we are on stats, here’s today’s animal road count:

1 rooster
1 dead fox
2 cows
8 chipmunks
7 alive
1 dead
3 dead possums
1 squirrel
1 dead blob (undistinguishable)
No fearsome deer
1 dog

I guided myself today by a rather non-descript map put out by mountainhighlands.com

Leaving Dolly Sod on 32 puts me in Dry Fork and back on familiar 33 west to Elkins. I cruise around Elkins on the off chance I’ll run into a guy I know named Dallas. Now all you need to know about Dallas is the following:

I don’t know his last name
I once gave him a hair cut with dog grooming clippers
I know he works at a bike shop making choppers

You figure the odds of me finding him, near zero.

If your curious it wasn’t the first time I cut hair, albeit the first time using dog shears. In Korea I cut in the latrine for a cut or for a 6 pack. Everything was barter in the Army. We had a cook that would make you a great custom birthday cake for a case of beer or feed you food out of the back of the chow hall at 3am when you staggered in drunk from the ville for the promise of a future round to be bought. Korea stories could fill another journal.

Anyway, out of Elkins and south to Beverly. Scott, if your reading this you were on my mind as I went through town, never forgive, never forget.

So far I’ve only tried to write about the positive food experiences of the trip without throwing anyplace under the bus. C&J in Beverly however, served only barely functional burgers and the vanilla shake was of the worst chemical prefab variety. There are some things that I am stuck on, good vanilla ice cream is one. The others that I’m picky about are beer, whiskey, steak, cheese-steak, and coffee. It’s just so disappointing when something you usually enjoy turns out to be sub par.

After C&J it’s 250 east to 28, which heads back towards Seneca Rocks and Franklin. It’s a good haul through the Monongahela National Forest. A road of the scenic variety, with good twisties up the mountain and through the scenery. These type road have become quite a common occurrence here in WV. Back in Seneca Rocks and 33 east into Franklin. I never shoot Seneca Rocks, the light is never right, number one can tell you how I get about my light.

The Star’s restaurant is closed on Sunday, dagger, so I shower and head into Franklin by foot. About Franklin, WV. It’s a nice little town, quiet and sleepy. No bars other than the VFW that I could see. Everybody I’ve met and spoken too has be pleasant, friendly and conversational, both here in Franklin and elsewhere in WV. I’m sure there are a variety of characters much as anywhere, this is just my observation from the tourist level.

Following last night precedent I grab another vino from the Shell station. The Star being closed is a dilemma; I’m in need of a cork screw (having borrowed the restaurants the night before). I wander back down to the hotel, wine in hand, and past the hotel just a bit til I meet an old man sitting out front. I explain my situation, wine without access, and he says he’ll sell me a corkscrew. He goes in the house, shortly to return with the necessary implement in hand. I figure I have it for -4 or maybe rent it for a one time use for . That proves unnecessary however, he says just to take it, and keep it for any future need.

The sole booking for the hotel tonight, I’m like a wraith as I glide through the halls. On the front porch with my bottle of vino in hand. I have some cheap cigars I also picked up and there’s nothing to do but kick back and watch the sunset.

It’s been a great trip. Somewhat lonesome at times. The lack of someone to talk to surely let to the length of this journal. It was a trip to getaway, to reflect. There was no great revelation or anything, just time to get to know yourself. The road gives you time to think. I know who I am and I like being me. I know what’s missing.

I’m resolved to take more bike trips in the future. It’s definitely my preferred way to travel and vacation. Motorcycling is the way to go.

Tomorrow I have my route generally planned out, more scenic byways for a winding route home.

Miles today, 240.

Monday

Entry Seven

Just a short postscript. 20 miles east of Washington DC, on 66, the chain popped off the bike. It’s never easy.

10 Money-Saving LIFE HACKS To Try At Home

Here are 10 amazingly simple ways to save some time and money! You can make your own dishwasher tablets, fix a leak with a rubber glove, get rid of food burned into stainless steel, and much more! Do you have any money-saving tips of your own? Share them with us in the comments!
SUBSCRIBE HERE: https://www.youtube.com/user/householdhacker?sub_confirmation=1

Get more at:
http://twitter.com/householdhacker
http://facebook.com/HackThePlanet

Business Inquiries or Media Requests:
http://bit.ly/EmailHH

-~-~~-~~~-~~-~-
Check out our latest video: 10 Amazing Hot Glue Life Hacks You Should Try

-~-~~-~~~-~~-~-
Video Rating: / 5

More Money Saving Articles

9058707806_fac3e70aa5

Are You Keen on Saving Money?

There are people who have never thought of money saving ideas. However, the truth is that we may sometimes waste our hard earned money if we do not take any measure to save money. The same product can be sold at different prices in different shops. As a shopper, it is always a good idea to find the best deal and save some money.

However, the above is certainly not enough, searching for the best deals is only one of things you should do if you are someone who is keen on saving money. There are a lot more you should do. Below are some tips for you.

The Best deals

As mentioned, you have at least to find the best deals. These the first thing you should do if you want to become a savvy shopper. Without any surprise, this task is very time consuming. You have to approach shop after shop in order to find the best deal for a particular product. It is just like an academic research and you have to take the time to do it. There is really no short cut in order to get the best deal!

Plan for your budget

As a matter of fact, a lot of people purchase on impulse. There are also tons of marketing technique to arouse your impulse to buy. You will spend more that you expect if you fall in to the trap of the marketers.

In order to avoid falling into the trap, you have to plan your budget. You have to know the amount of money you are going to spend and the items you will probably buy. You should not purchase more than what you originally plan for. If you find that an item is more expensive than you expect, you should go away without any hesitation.

Unless in the case that you will die (death, I really mean it) without the item, there is no point to purchase it if it is more expensive than you originally expect.

Remind yourself of money saving

You have to keep reminding yourself that you have to save money when you are shopping. You will fail to save money if you do not keep reminding yourself. In most cases you will be tempted to buy something. However you may find that the item is just unless when you go home. Yes, you have fallen into the trap of impulse buying when this happens. However, the chance is that you will be less likely to fall into this trap if you keep telling yourself that money saving is always very important.

The author has great interest in finance. You can check his blog on News Finance Forex & Loans . Be sure to check Credit Card Debt Consolidation and Individual Health Insurance .

Ethiopian Tribes, Suri
money saving
Image by Dietmar Temps
The Bashagi Goldmines, Ethiopia, Surma, Suri tribe

The Bashagi goldmines are located near Kibish. After a 40km drive on an unpaved small field road from Kibish to the south there is a small police station where it is possible to stay overnight. Basically the ‘police station’ consists of two small houses and a ranger with a Kalashnikov in the middle of nowhere. The goldmines are very popular amongst young Suri teenagers between 12 and 17 years. They go in groups of a about 9 or 10 people, and after a 1,5 or 2 days hike from Kibish they finally reach the police station where they sleep and eat. Usually they stay up to 10 days at the goldmines, and they work every day very hard. If they are lucky they can earn around 400 Birr in 8 or 10 days, which is something like 20 USD. The money is very important for them. Either it is used for the family to buy seed. Especially the young men also save the money for a new cow, which is important for later when they marry, because they have to pay for the bride, and the family of the bride only accepts cattle for the payment.

Staying at the goldmines and digging for gold is a great adventure for the Suri people. There are also a few grown-ups digging for gold, but most of them are Suri teens, and even a few children of about 10 or 12 years. In the morning after the breakfast they go together carrying their huge wooden gold pans to the mines, which is a 20 or 30 minute walk from the police station. They stay there all day, most of them digging and panning for gold. A small group prepares the food for lunch, mostly corn porridge with some cabbage. They often sing and laugh at work and they usually have a great time. In the evening they return, get some more porridge, and sometimes they sing and dance the whole evening.

Blog: Dietmar Temps, travel blog
Website, gallery: Dietmar Temps, photography

Find More Money Saving Articles